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Reusable insurance capabilities help Fortegra build tailored applications for MGA partners with greater flexibility and control
SINGAPORE and NEW YORK, Nov. 11, 2026 /PRNewswire/ — insureMO, a global insurance middle office platform provider, announces that Fortegra, a global specialty insurer headquartered in Florida, is leveraging insureMO’s Atomic APIs and Agentic Engineering to develop insurance applications. By combining internal engineering expertise with reusable insurance capabilities, Fortegra can respond faster to the needs of its managing general agent (MGA) partners.
Joe Lettween, Chief Innovation, Data Science, and Technology Officer at Fortegra, discusses Agentic Engineering and the foundations for scaling AI in insurance at ITC Vegas 2026.
The approach connects Fortegra’s investment in AI-enabled engineering teams with insureMO’s headless insurance technology platform. This allows Fortegra to build differentiated submissions, underwriting and customer experiences on a shared foundation of insurance services.
Working across diverse programs and distribution partners, Fortegra needs technology that accommodates different products, workflows and partner capabilities. Its modernization strategy progressively moves programs from legacy platforms to a composable architecture, using insureMO for underlying insurance transactions while retaining control over application development.
"Building engineering teams that work natively with AI agents is a core capability we have chosen to develop at Fortegra," said Joe Lettween, Chief Innovation, Data Science, and Technology Officer at Fortegra. "With insureMO providing the underlying insurance capabilities, we can focus on the submissions, underwriting and customer experiences that matter to our MGA partners, while retaining control over how we build and manage them."
Fortegra has built submissions and underwriting workflows for MGA partners that need additional technology capabilities. AI-assisted engineering supports application development, while workflow steps such as document processing can also incorporate AI.
Turning AI capabilities into enterprise value
AI development in insurance requires domain knowledge, connected context, transparent execution and reusable business capabilities. Without these foundations, teams face fragmented information and the need to rebuild insurance logic for each use case.
Organized around API, Data and AI, insureMO provides more than 2,500 Atomic APIs across the insurance lifecycle. These expose discrete insurance functions that developers and AI coding tools can combine into applications and workflows. Standard interfaces, clear data structures and defined functions help AI coding agents understand and use these capabilities. Agentic Engineering brings them together with insurance context, development tools, orchestration and human oversight to support repeatable, governed delivery.
"Enterprise value from AI depends on the infrastructure available to the teams building with it," said Rajat Sharma, Chief Revenue Officer at insureMO. "AI-ready Atomic APIs give developers and coding agents clearly defined insurance functions they can understand and use. Fortegra’s approach demonstrates how this foundation supports tailored application development with enterprise governance and integration."
Connecting development, governance and data
Fortegra’s approach also emphasizes controlled change and downstream data integration. Using insureMO supports a development pipeline its technology teams can observe and manage, with greater control over platform changes.
The platform operates alongside Fortegra’s other systems and connects with its data engineering and warehouse environment, supporting transaction data flows into reporting, financial and operational processes.
Together, reusable insurance APIs, internal engineering expertise and governed delivery provide a foundation for extending AI-assisted application development across Fortegra’s partner ecosystem.
About Fortegra
Fortegra is a global specialty insurer headquartered in Jacksonville, Florida, with more than 45 years of experience delivering insurance and risk management solutions. Working with MGAs, brokers and distribution partners, Fortegra combines underwriting expertise, technology and data-driven insights to serve niche markets. Its offerings include specialty property and casualty insurance, warranty and service contracts, and credit protection solutions. For more information, visit www.fortegra.com.
About insureMO
insureMO is the global insurance Middle Office platform based in Singapore. The platform is organized across three pillars: API, Data, and AI, with 2,500+ atomic APIs spanning the full insurance lifecycle from quotation to claims. The architecture is open by design: the same APIs that connect 8,700+ distribution channels and technology partners are equally discoverable by AI agents and coding assistants. This is what makes insureMO both ecosystem-friendly and AI-friendly; any AI tool that is capable to call an API can build on insureMO. Over 500 insurers, distributors, and ecosystem partners across 50+ countries run on insureMO, processing more than US$25 billion in Gross Written Premium across 17,500+ configured products spanning Life and Health, Personal Lines, Commercial and Specialty, and Reinsurance. Visit www.insuremo.com.
Contact:
Fiona Zhang
marketing@insuremo.com
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